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Testimonials

VA Loan Testimonial from Happy Client

Letters and emails:

“Although loans are highly prevalent to our society it’s amazing how unfamiliar most of us are about the financing process. Most of us know the basics. IE; good credit score equals lower interest rates etc. But navigating the ins and outs of the many types of loans can be daunting to the average new buyer.

Rich Luisi did an amazing job of explaining the different types of loans and which loans I could qualify for.  He provided me much lower financing then had been offered by some of the other financial institutions and even though my credit was not the best I walked away with a much better rate then I was expecting. I would highly recommend Rich Luisi to any home buyer.”

Andrew Edwards
Standard West Builders, Inc.

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“I met Rich Luisi through BNI about 3 years ago.  We fostered a business relationship in which (admittedly) he passed referrals to me.  It was a one way street for a time. However, when interest rates dropped I was able to refinance.  I asked Rich (with Premiere Financial) to help me with this.  He was prompt, diligent, and did everything that he said was he was going to do.

In the end we lowered our mortgage payment by over $200 a month and the entire process saved/earned me $4000 due to escrow and tax credits and skipping a payment.  Rich is a professional and a well source of knowledge when in coming to lending.  His knowledge has helped build and manage my assets. I would and will recommend Rich to anyone buying or refinancing a property.

Thank you very much Rich!”

Dominic Carr
Independent Plumbing and Drain Inc.
619-920-8858

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“I used Rich Luisi from Premiere Financial for my VA home loan. Our Rate started out at 4.5%, at the time of closing we were able to get a 4.25% rate, and did I mention I paid nothing for this loan, no closing costs, and I got my initial deposit back at closing. Rich went above and beyond any expectations my wife and I had when buying a home. I would use Rich Luisi again and HIGHLY recommend him to co-workers and family.”

Zillow.com user:  24279107   Closed purchase loan.

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” I have found Rich Luisi to be forthcoming and extremely accommodating.  He is quick to act and respond and provide answers.  Not only is he  efficient and timely in his business dealings but I have found him to be an upstanding and ethical  individual, generous, compassionate, kind, organized and reliable.

I would never hesitate to refer friends, family  members or associates to the capable hands of Rich Luisi. “

Katalin Cowan, HHP, ACST
Classical Homeopath

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“I have been working with Rich Luisi for over 5 years, and will refer Rich to anyone who is in need of a loan or lending advice.  In my opinion, Rich is at the very “Top” ranking of professionals in his field.  He has always delivered the exact type of loan – at the exact rate – he has promised to my clients.  And Rich has “never” been late in closing a loan, which is rare for his industry.

I have also recommended Rich to individuals who needed advice on credit clean up, and/or were having difficulties getting financing through other lenders.  In addition, Rich has a very diverse understanding of the lending business, and he often flushes out and corrects potential lending challenges in a given transaction, before it becomes a problem with the underwriter.  This eliminates a lot of stress & tension on the part of his clients.

Rich Luisi is a Top Flight Lender, and I will readily refer him to anyone.”

Al Rex
Berkshire Hathaway Home Services California Properties

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 Zillow.com Reviews of Premiere Financial:

“We successfully used Richard Luisi with Premiere Financial for our recent VA home loan. Even with the extra hurdles we had to maneuver thru Richard was able to include all our closing costs and help us close on time. Richard was very helpful in coordinating all the paperwork we needed and seemed always available, (even when we called him in the evening or on weekends).

His help was a definite contributing factor to us getting everything in order to complete our VA home loan. Thanks Rich.”

Zillow.com user:  iamraffiki   Closed purchase loan. San Juan Capistrano, CA

“I used Rich Luisi from Premiere Financial for my VA home loan. He was able to pay to all my closing costs, which was a huge help. He always answered his phone when I called and we closed on time. I have already referred him to some of my Co-workers, and I would definitely use his service again.”

Zillow.com user: mikelrae   Closed purchase loan. Oceanside, CA

“I used Rich Luisi from Premiere Financial for my VA home loan. Our Rate started out at 4.5%, at the time of closing we were able to get a 4.25% rate, and did I mention I paid nothing for this loan, no closing costs, and I got my initial deposit back at closing. Rich went above and beyond any expectations my wife and I had when buying a home. I would use Rich Luisi again and HIGHLY recommend him to co-workers and family.”

Zillow.com user:  user24279107   Closed purchase loan. Bostonia, El Cajon, CA 92021